3400 Douglas Blvd

Roseville, CA 95661

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Uninsured And Underinsured Motorists

The Wright Law Firm helps our clients recover damages from uninsured or underinsured drivers in Auburn, CA & its surrounding areas. In many states, uninsured motorist coverage is mandatory, but the amount of coverage required varies from state to state. Our experienced uninsured/underinsured motorist attorneys have a thorough understanding of the law and we can help you obtain the maximum amount of compensation possible.

Our uninsured/ underinsured motorist attorneys typically handle cases on a contingency basis, meaning we only receive a fee if their client obtains a financial recovery. If you have been involved in an accident with an uninsured or underinsured driver, contact The Wright Law Firm today for to schedule a free consultation.

Our Experienced Auburn UM & UIM Attorneys Can Help

The Wright Law Firm is familiar with the law and can help their clients obtain the maximum amount of compensation possible. Here is how our attorneys can help:

  1. We can help our clients obtain the maximum amount of compensation possible.
  2. We can help our clients understand their rights and options.
  3. We can help our clients navigate the insurance claims process.

The Wright Law Firm Is Available to Victims of Pedestrian Accidents in Sacramento, Roseville, Rocklin, Nearby Areas, and Placer County.

uninsured/ underinsured motorist lawyers in Roseville, CA

What To Do If You’re In An Accident With An Uninsured Driver

If you’re involved in an accident with an uninsured driver, there are a few things you should do:

  1. Call the police and file a report.
  2. Get the contact information of any witnesses to the accident.
  3. Take photos of the damage to both vehicles.
  4. See a doctor as soon as possible, even if you don’t think you’re injured.
  5. Contact an experienced uninsured/ underinsured motorist attorney to discuss your case.

Uninsured drivers are a problem on our roads, but if you’re unlucky enough to be involved in an accident with one, there are steps you can take to protect yourself.

Your Rights As An Uninsured Driver in Auburn, CA

As an uninsured driver in Auburn, CA, you have certain rights. First and foremost, you have the right to seek compensation from the at-fault driver for your injuries and damages. However, if the at-fault driver is uninsured or underinsured, you may also be able to seek compensation from your own insurance company through your uninsured/ underinsured motorist coverage. Uninsured/ underinsured motorist coverage is mandatory in many states, but the amount of coverage required varies from state to state. In California, all drivers are required to carry uninsured motorist bodily injury (UMBI) coverage with limits of $15,000 per person/$30,000 per accident.

FAQs About Uninsured/Underinsured Motorists & Lawyers

In the state of California, you can add a special type of coverage to your auto insurance plan to protect from uninsured and underinsured motorists, called UM/UIM coverage. This kind of insurance gives you protection if you are involved in a vehicle accident where the other driver is at fault and does not have insurance, or their insurance does not cover the actual cost of the damages. This kind of insurance is not automatically included, but it is required by law to be offered by insurance companies.

It is a good idea to purchase this kind of coverage, especially in the state of California. There are more uninsured drivers in California than there are anywhere in the United States. Purchasing the minimum insurance is also common among California motorists, meaning their insurance may not cover your damages. Uninsured or underinsured motorists often have few assets and little income, meaning that it may prove impossible to collect the damages you are entitled to.

If you have healthcare, your insurance should help cover medical costs that result from an accident. However, UM/UIM insurance coverage can help you manage the deductibles and co-pays you are still responsible for under your health insurance plan. Additionally, if you’d like to seek chiropractic care or acupuncture for your injuries, your healthcare plan most likely won’t cover the costs. UM/UIM insurance can help. Need an attorney? Learn more on how to choose the right underinsured motorist attorney

First, the police, your insurance, and the other driver’s insurance should be notified promptly, as well as the DMV. Then, the insurance companies determine who is at fault. But this is not the final say on the matter. The insured party involved in the accident can file a suit to challenge the decision made by the insurance company. Even if you are found partially at fault by the insurance company, filing a claim may still be worth your time. This is especially true in California, where people who are partially at fault in an accident can still recover damages. Read more about the benefits of hiring an attorney

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